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SunnyReverse, we are different.

Our Goal is to help you explore whether a reverse mortgage is right for you.

The current reverse mortgage process is outdated and expensive. We are here to change that.

We have eliminated all Origination Fees, and are able to offer you a personalized Reverse Mortgage Success Package without pulling credit.

Click here for personalized success package

Need more information?

(1-800-601-4728)

What we offer

Offer the same government-backed loan programs as all the major lenders
Give full Transparency from the beginning
Give free and unbiased advice to make sure you are 100% comfortable with your decision
Offer exceptionally low rates
Encourage our clients to compare us with other lenders
Provide white-glove service

What we will not do

You will not receive any emails or phone calls from SunnyReverse – we value your privacy
Your credit is just as important to us, so we will not run or ask for any credit reports until you receive and review your Personalized Reverse Mortgage Success Package
Pressure you into a loan program you don’t fully understand or want

Personalized Reverse Success Package

No sensitive information required

To provide you with a personalized success package, we need to collect some information about you in our secure form. We will ask for your Address, First and Last Name, Current Mortgage Balance (even if it is $0), The year of your birth, Your Spouses name and year of birth, and finally your phone number and email so we can deliver you the Success Package

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Address *

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City

State

Zip Code

Who we are

Your reverse mortgage partner

Our team is committed making our clients come before profits

Ben Robinson

President & Loan Officer

Ben started SunnyHill Financial with the goal of providing an exceptional customer experience, offering great rates with full transparency, and applying a no pressure approach. With SunnyReverse, he brings this same ethos to the outdated reverse mortgage industry. When not working, he desperately tries to keep up with his two young kids and a feisty pup. You can contact him directly at 628-246-9828 or email at [email protected]

Mitchel Matthews

Vice President & Loan Officer

Mitchel Joined SunnyHill Financial in 2020 as a Loan Officer. His goal with SunnyReverse is to ensure that every homeowner has the chance to explore how their home can help them with their financial goals. Outside of SunnyReverse, he is an avid fisherman and outdoorsman, who enjoys gardening. Ask him about his dogs, he has a Nova Scotia Duck Tolling Retriever and a Field Spaniel. You can reach him directly at 206-294-6812 or via email at [email protected].

Jake Robinson

Operations Manager

Jake joined SunnyHill to take on a new challenge. When presented with the opportunity to work on changing the reverse mortgage industry, he enthusiastically jumped at the chance. He enjoys all things fitness, as well as a good cheeseburger. He can be reached directly at: 831-332-8251 or [email protected]

Robert Hart

Loan Officer

Rob has been helping clients to meet their financial and life goals for over thirty years, first as a real estate agent and now as a loan originator. He is a big believer in the Golden Rule – treat others as you would like to be treated. When he is not discussing reverse mortgages, you can find him reading a good book, or wandering the countryside with a camera in hand. He also enjoys spoiling his twenty grandchildren who certainly keep him young. You can contact Rob directly at 480-241-9030, or [email protected]

Common myths and misconceptions

There are many things that give reverse mortgages a bad name, we change those things

Myth: You must make monthly payments on your reverse mortgage.

The only responsibilities of the homeowner are payment of insurance, taxes and general upkeep of the home. There are never any monthly mortgage payments

Myth: You cannot get a reverse mortgage because your house needs too many repairs.

A reverse mortgage is a great way to get cash needed for home repairs without increasing monthly payments. It is also possible to have cosmetic repairs completed after the loan funds dependent upon underwriters’ review of required repairs.

Myth: The lender will own your home.

The borrower retains ownership of the home. The lender does not take control of the title. The lender’s interest is limited to the outstanding balance of the loan.

Myth: Only “cash poor” or desperate senior citizens can benefit from the reverse mortgage

Even though some seniors may have a greater need than others, the reverse mortgage can also be an excellent financial or estate planning tool.

Myth: My children will be responsible for the repayment of the reverse mortgage.

The home is the only asset the lender can pursue to repay the Principal Loan Balance (PLB). Repayment amount can never exceed the home’s value (at the time of repayment).

What else would you like to know about reverse mortgages?

We are happy to talk to you about any questions you have. And to be open and honest with you about how reverse mortgages work.